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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,884 | $106,280+69.3% | $96,538+86.3% | $139,487+29.0% |
| Participation rate | 90.0% | 77.8%+12.2pp | 74.3%+15.7pp | 80.3%+9.7pp |
| Annual return | 25.01% | 38.48%-13.5pp | 35.74%-10.7pp | 373.84%-348.8pp |
| Employer contribution / active EE | $5,175 | $4,107+26.0% | $3,740+38.4% | $4,755+8.8% |
| Participant deferral / active EE | $12,292 | $5,457+125.3% | $4,880+151.9% | $6,713+83.1% |
| Admin fee / account holder | $5,956 | $7,888-24.5% | $6,737-11.6% | $11,407-47.8% |