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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,064 | $30,732-57.5% | $59,496-78.0% | $59,633-78.1% |
| Participation rate | 66.7% | 43.2%+23.5pp | 54.6%+12.1pp | 68.7%-2.0pp |
| Annual return | -0.86% | 4.47%-5.3pp | 182.05%-182.9pp | 2041.45%-2042.3pp |
| Employer contribution / active EE | $145 | $631-77.0% | $1,153-87.4% | $2,203-93.4% |
| Participant deferral / active EE | $1,512 | $1,183+27.8% | $1,829-17.3% | $3,192-52.6% |
| Admin fee / account holder | $278 | $2,136-87.0% | $2,232-87.5% | $4,297-93.5% |