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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,807 | $118,708-21.8% | $98,920-6.2% | $158,982-41.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 15.85% | 372.49%-356.6pp | 196.47%-180.6pp | 302.99%-287.1pp |
| Employer contribution / active EE | $989 | $3,334-70.3% | $2,689-63.2% | $4,763-79.2% |
| Participant deferral / active EE | $14,382 | $5,089+182.6% | $4,245+238.8% | $5,983+140.4% |
| Admin fee / account holder | $1,373 | $10,134-86.4% | $6,643-79.3% | $11,252-87.8% |