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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,857 | $217,432-32.9% | $185,851-21.5% | $167,553-12.9% |
| Participation rate | 47.1% | 86.1%-39.0pp | 81.7%-34.6pp | 82.1%-35.1pp |
| Annual return | 17.22% | 148.43%-131.2pp | 122.11%-104.9pp | 478.89%-461.7pp |
| Employer contribution / active EE | $5,177 | $5,874-11.9% | $5,168+0.2% | $4,840+7.0% |
| Participant deferral / active EE | $6,726 | $6,357+5.8% | $5,569+20.8% | $6,343+6.0% |
| Admin fee / account holder | $1,232 | $19,820-93.8% | $16,245-92.4% | $12,316-90.0% |