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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,057 | $133,998-91.7% | $112,263-90.2% | $134,545-91.8% |
| Participation rate | 80.0% | 78.6%+1.4pp | 75.1%+4.9pp | 81.2%-1.2pp |
| Annual return | -14.91% | 47.17%-62.1pp | 27.49%-42.4pp | 418.37%-433.3pp |
| Employer contribution / active EE | $3,406 | $4,040-15.7% | $3,636-6.3% | $4,742-28.2% |
| Participant deferral / active EE | $0 | $5,292-100.0% | $4,729-100.0% | $6,401-100.0% |
| Admin fee / account holder | $3,561 | $7,493-52.5% | $6,410-44.5% | $11,431-68.8% |