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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,908 | $85,790+14.1% | $67,313+45.5% | $135,380-27.7% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -16.81% | -0.54%-16.3pp | -4.08%-12.7pp | 519.81%-536.6pp |
| Employer contribution / active EE | $10,195 | $3,487+192.3% | $2,566+297.4% | $4,779+113.3% |
| Participant deferral / active EE | $9,351 | $4,651+101.0% | $3,568+162.0% | $5,609+66.7% |
| Admin fee / account holder | $897 | $6,392-86.0% | $4,507-80.1% | $10,828-91.7% |