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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,918 | $55,684-80.4% | $75,900-85.6% | $72,976-85.0% |
| Participation rate | 77.5% | 61.1%+16.4pp | 69.3%+8.2pp | 69.5%+8.0pp |
| Annual return | 24.17% | 27.60%-3.4pp | 30.73%-6.6pp | 81.02%-56.8pp |
| Employer contribution / active EE | $988 | $1,687-41.4% | $2,501-60.5% | $2,440-59.5% |
| Participant deferral / active EE | $2,288 | $2,634-13.2% | $3,604-36.5% | $3,608-36.6% |
| Admin fee / account holder | $1,110 | $3,981-72.1% | $5,421-79.5% | $5,124-78.3% |