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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,540 | $58,627-34.3% | $76,735-49.8% | $82,448-53.3% |
| Participation rate | 85.0% | 63.2%+21.8pp | 69.5%+15.5pp | 68.1%+16.9pp |
| Annual return | 16.73% | 39.10%-22.4pp | 29.77%-13.0pp | 41.64%-24.9pp |
| Employer contribution / active EE | $1,960 | $1,729+13.3% | $2,454-20.2% | $2,551-23.2% |
| Participant deferral / active EE | $4,185 | $3,134+33.6% | $4,088+2.4% | $4,139+1.1% |
| Admin fee / account holder | $4,729 | $5,323-11.2% | $7,189-34.2% | $7,234-34.6% |