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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,540 | $69,444-44.5% | $92,985-58.6% | $87,485-55.9% |
| Participation rate | 85.0% | 63.3%+21.7pp | 69.5%+15.5pp | 68.9%+16.1pp |
| Annual return | 16.73% | 23.85%-7.1pp | 27.99%-11.3pp | 26.06%-9.3pp |
| Employer contribution / active EE | $1,960 | $1,917+2.2% | $2,662-26.4% | $2,596-24.5% |
| Participant deferral / active EE | $4,185 | $3,364+24.4% | $4,377-4.4% | $4,274-2.1% |
| Admin fee / account holder | $4,729 | $6,137-23.0% | $9,463-50.0% | $7,775-39.2% |