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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,278 | $180,459-92.6% | $154,108-91.4% | $135,380-90.2% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -4.93% | 888.21%-893.1pp | 735.21%-740.1pp | 519.81%-524.7pp |
| Employer contribution / active EE | $2,138 | $6,035-64.6% | $5,298-59.6% | $4,779-55.3% |
| Participant deferral / active EE | $4,031 | $5,806-30.6% | $5,081-20.7% | $5,609-28.1% |
| Admin fee / account holder | $5,482 | $16,145-66.0% | $13,411-59.1% | $10,828-49.4% |