Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,780 | $228,395-92.2% | $185,861-90.4% | $158,982-88.8% |
| Participation rate | 66.7% | 82.3%-15.6pp | 78.0%-11.4pp | 82.0%-15.3pp |
| Annual return | -1.00% | 40.82%-41.8pp | 35.96%-37.0pp | 302.99%-304.0pp |
| Employer contribution / active EE | $1,154 | $4,968-76.8% | $4,088-71.8% | $4,763-75.8% |
| Participant deferral / active EE | $4,164 | $6,417-35.1% | $5,634-26.1% | $5,983-30.4% |
| Admin fee / account holder | $2,273 | $11,869-80.9% | $9,503-76.1% | $11,252-79.8% |