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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,798 | $109,872-68.3% | $98,483-64.7% | $167,536-79.2% |
| Participation rate | 83.3% | 75.8%+7.5pp | 73.3%+10.0pp | 82.1%+1.2pp |
| Annual return | 11.43% | 1959.31%-1947.9pp | 1494.38%-1482.9pp | 478.82%-467.4pp |
| Employer contribution / active EE | $2,742 | $3,225-15.0% | $2,961-7.4% | $4,839-43.3% |
| Participant deferral / active EE | $9,406 | $4,673+101.3% | $4,276+119.9% | $6,342+48.3% |
| Admin fee / account holder | $474 | $6,757-93.0% | $5,953-92.0% | $12,315-96.2% |