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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,854 | $148,623-77.9% | $135,974-75.8% | $139,466-76.4% |
| Participation rate | 93.3% | 83.9%+9.5pp | 81.9%+11.4pp | 80.3%+13.0pp |
| Annual return | 20.67% | 79.30%-58.6pp | 68.30%-47.6pp | 373.66%-353.0pp |
| Employer contribution / active EE | $3,907 | $5,246-25.5% | $4,859-19.6% | $4,754-17.8% |
| Participant deferral / active EE | $9,703 | $8,103+19.8% | $7,760+25.0% | $6,712+44.6% |
| Admin fee / account holder | $747 | $12,406-94.0% | $10,767-93.1% | $11,409-93.5% |