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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,996 | $93,617+9.0% | $135,982-25.0% | $75,177+35.7% |
| Participation rate | 96.9% | 75.2%+21.7pp | 81.9%+15.0pp | 67.2%+29.7pp |
| Annual return | 20.30% | 30.89%-10.6pp | 68.32%-48.0pp | 160.75%-140.4pp |
| Employer contribution / active EE | $4,284 | $3,538+21.1% | $4,859-11.8% | $2,671+60.4% |
| Participant deferral / active EE | $10,529 | $6,406+64.4% | $7,760+35.7% | $4,126+155.2% |
| Admin fee / account holder | $4,137 | $6,980-40.7% | $10,767-61.6% | $5,651-26.8% |