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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $50,000 |
Filed as: GLOBAL RETIREMENT PARTNERS Service code 15 · EIN 47-1411118 | Recordkeeping | $15,310 |
ADP BROKER-DEALER3 years Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,511 | $79,694-46.7% | $96,171-55.8% | $79,391-46.5% |
| Participation rate | 87.6% | 54.0%+33.6pp | 68.4%+19.2pp | 70.7%+16.9pp |
| Annual return | 9.99% | 40.84%-30.9pp | 192.04%-182.1pp | 116.88%-106.9pp |
| Employer contribution / active EE | $0 | $1,443-100.0% | $2,799-100.0% | $2,428-100.0% |
| Participant deferral / active EE | $4,624 | $2,539+82.1% | $4,350+6.3% | $4,046+14.3% |
| Admin fee / account holder | $302 | $630-52.0% | $5,538-94.5% | $627-51.7% |