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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,918 | $58,258+1.1% | $81,820-28.0% | $80,925-27.2% |
| Participation rate | 60.0% | 63.5%-3.5pp | 72.4%-12.4pp | 67.7%-7.7pp |
| Annual return | 11.48% | 41.76%-30.3pp | 777.93%-766.5pp | 35.65%-24.2pp |
| Employer contribution / active EE | $3,053 | $2,345+30.2% | $2,915+4.7% | $2,756+10.8% |
| Participant deferral / active EE | $5,845 | $3,284+78.0% | $4,323+35.2% | $4,299+36.0% |
| Admin fee / account holder | $1,536 | $4,976-69.1% | $7,391-79.2% | $6,940-77.9% |