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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,918 | $58,234+1.2% | $81,783-28.0% | $80,874-27.1% |
| Participation rate | 60.0% | 63.4%-3.4pp | 72.4%-12.4pp | 67.6%-7.6pp |
| Annual return | 11.48% | 41.70%-30.2pp | 775.05%-763.6pp | 35.62%-24.1pp |
| Employer contribution / active EE | $3,053 | $2,341+30.4% | $2,913+4.8% | $2,756+10.8% |
| Participant deferral / active EE | $5,845 | $3,283+78.1% | $4,320+35.3% | $4,297+36.0% |
| Admin fee / account holder | $1,536 | $4,982-69.2% | $7,380-79.2% | $6,935-77.8% |