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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,529 | $36,767-52.3% | $81,473-78.5% | $62,293-71.9% |
| Participation rate | 77.1% | 54.4%+22.7pp | 68.0%+9.2pp | 69.5%+7.6pp |
| Annual return | 42.08% | 173.80%-131.7pp | 38.78%+3.3pp | 28.90%+13.2pp |
| Employer contribution / active EE | $1,172 | $1,128+3.9% | $2,568-54.4% | $2,042-42.6% |
| Participant deferral / active EE | $1,736 | $2,111-17.7% | $3,537-50.9% | $3,169-45.2% |
| Admin fee / account holder | $597 | $797-25.1% | $4,561-86.9% | $479+24.6% |