Retirement plan

DECLERCK ENTERPRISES PROFIT SHARING PLAN & TRUST

Name: STEVE DECLERCK ENTERPRISES, INC. - DECLERCK ENTERPRISES PROFIT SHARING PLAN & TRUST (2017) Form 5500
Creator: STEVE DECLERCK ENTERPRISES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, DECLERCK ENTERPRISES PROFIT SHARING PLAN & TRUST, STEVE DECLERCK ENTERPRISES, INC.

STEVE DECLERCK ENTERPRISES, INC.EIN 20-1066773Plan #001PY 2017

303 N OREGON ST - YREKA, CA 960972413530-842-4827LinkedIn51-200 employeesrestaurants

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$2.9M

+19.9% from 2016

Total participants

146

+40.4% from 2016

Average account balance

$20,040

-14.2% from 2016

Annual return

18.92%

+7.23 pp from 2016

Benchmarks

See 841 peers

Peer group

Industry72 - Accommodation and Food Services

Plan typeDefined contribution

Participants100-249

Cohort841 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.08M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$17K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

123

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$275K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.23%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$234

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
SISKIYOU WEALTH MANAGEMENT3+ years Service code 27 29 SAWYER ROAD · WALTHAM, MA 02453	Advisory (Plan)	$15,733
NORRIS & PETERSON2 years Service code 10 · EIN 27-2832937 993 SISKIYOU BLVD #4 · ASHLAND, OR 97520	Accounting	$8,500
NORTHWEST RETIREMENT PLANS, INC.1 year Filed as: NORTHWEST RETIREMENT PLANS Service code 10 3235 HILLCREST PARK DR. · MEDFORD, OR 97504	Accounting	$6,358

Plan features & details

Pension benefit codes2A2E2J2K3D

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$31K

$291 / participant

Investment mgmt$16K51.4%
Other / not subdivided$15K48.6%

% of EOY assets

1.060%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: NORRIS & PETERSON, LLC
Auditor EIN: 272832937
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$20,040

$31,388-36.2%

$73,545-72.8%

$62,293-67.8%

Participation rate

98.1%

39.9%+58.2pp

54.9%+43.2pp

69.5%+28.6pp

Annual return

18.92%

25.34%-6.4pp

-15.16%+34.1pp

28.90%-10.0pp

Employer contribution / active EE

$1,669

$498+235.2%

$1,219+36.9%

$2,042-18.3%

Participant deferral / active EE

$1,028-100.0%

$1,806-100.0%

$3,169-100.0%

Admin fee / account holder

$212

$299-29.0%

$2,320-90.8%

$479-55.7%

Provider

Service type

Compensation

SISKIYOU WEALTH MANAGEMENT3+ years

Service code 27

29 SAWYER ROAD · WALTHAM, MA 02453

Advisory (Plan)

$15,733

NORRIS & PETERSON2 years

Service code 10 · EIN 27-2832937

993 SISKIYOU BLVD #4 · ASHLAND, OR 97520

Accounting

$8,500

NORTHWEST RETIREMENT PLANS, INC.1 year

Filed as: NORTHWEST RETIREMENT PLANS

Service code 10

3235 HILLCREST PARK DR. · MEDFORD, OR 97504

Accounting

$6,358

DECLERCK ENTERPRISES PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

DECLERCK ENTERPRISES PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion