Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,382 | $84,236-86.5% | $170,435-93.3% | $70,126-83.8% |
| Participation rate | 30.1% | 70.8%-40.7pp | 83.6%-53.5pp | 69.5%-39.4pp |
| Annual return | 2.28% | 23.06%-20.8pp | 205.94%-203.7pp | 73.15%-70.9pp |
| Employer contribution / active EE | $0 | $3,387-100.0% | $5,432-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,348 | $3,086-56.3% | $4,939-72.7% | $3,332-59.5% |
| Admin fee / account holder | $1,793 | $5,698-68.5% | $13,881-87.1% | $4,645-61.4% |