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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,854 | $93,598-6.1% | $135,974-35.4% | $75,173+16.9% |
| Participation rate | 96.0% | 75.2%+20.8pp | 81.9%+14.1pp | 67.2%+28.8pp |
| Annual return | 19.06% | 30.89%-11.8pp | 68.30%-49.2pp | 160.72%-141.7pp |
| Employer contribution / active EE | $2,679 | $3,538-24.3% | $4,859-44.9% | $2,671+0.3% |
| Participant deferral / active EE | $10,653 | $6,405+66.3% | $7,760+37.3% | $4,126+158.2% |
| Admin fee / account holder | $6,378 | $6,978-8.6% | $10,767-40.8% | $5,651+12.9% |