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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,197 | $202,326-67.8% | $172,745-62.3% | $152,870-57.4% |
| Participation rate | 93.3% | 87.1%+6.3pp | 82.6%+10.7pp | 82.4%+10.9pp |
| Annual return | 24.31% | 1029.72%-1005.4pp | 802.90%-778.6pp | 345.34%-321.0pp |
| Employer contribution / active EE | $2,440 | $5,858-58.3% | $5,144-52.6% | $4,763-48.8% |
| Participant deferral / active EE | $7,735 | $5,948+30.1% | $5,197+48.8% | $5,850+32.2% |
| Admin fee / account holder | $1,008 | $17,110-94.1% | $13,954-92.8% | $11,597-91.3% |