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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,490 | $171,930+10.8% | $151,266+25.9% | $154,746+23.1% |
| Participation rate | 50.0% | 80.5%-30.5pp | 77.0%-27.0pp | 80.7%-30.7pp |
| Annual return | 23.21% | 242.03%-218.8pp | 180.60%-157.4pp | 172.34%-149.1pp |
| Employer contribution / active EE | $1,446 | $4,710-69.3% | $4,237-65.9% | $4,379-67.0% |
| Participant deferral / active EE | $3,096 | $8,191-62.2% | $7,337-57.8% | $6,730-54.0% |
| Admin fee / account holder | $29 | $15,803-99.8% | $13,159-99.8% | $14,365-99.8% |