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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,951 | $100,811-82.2% | $86,698-79.3% | $134,545-86.7% |
| Participation rate | 66.7% | 79.0%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -18.64% | 29.11%-47.7pp | 35.96%-54.6pp | 418.37%-437.0pp |
| Employer contribution / active EE | $1,286 | $3,490-63.1% | $2,837-54.7% | $4,742-72.9% |
| Participant deferral / active EE | $1,799 | $5,339-66.3% | $4,656-61.4% | $6,401-71.9% |
| Admin fee / account holder | $327 | $10,926-97.0% | $7,492-95.6% | $11,431-97.1% |