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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $11,718 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,479 | $64,176-79.0% | $112,249-88.0% | $66,938-79.9% |
| Participation rate | 94.9% | 68.4%+26.4pp | 75.1%+19.8pp | 69.8%+25.1pp |
| Annual return | -19.04% | -13.80%-5.2pp | 27.48%-46.5pp | 1.58%-20.6pp |
| Employer contribution / active EE | $2,198 | $3,007-26.9% | $3,636-39.5% | $2,545-13.6% |
| Participant deferral / active EE | $4,293 | $3,694+16.2% | $4,729-9.2% | $4,238+1.3% |
| Admin fee / account holder | $90 | $626-85.6% | $6,412-98.6% | $594-84.8% |