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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $288,695 |
HARTER SECREST & EMERY LLP2 years Service code 16 · EIN 16-0766172 | Consulting | $58,764 |
FIDUCIENT ADVISORS LLC2 years Service code 16 · EIN 36-4001764 | Consulting | $43,750 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,762 | $103,590-50.0% | $95,740-45.9% | $103,590-50.0% |
| Participation rate | 59.6% | 73.3%-13.8pp | 72.3%-12.7pp | 73.3%-13.8pp |
| Annual return | 16.59% | 33.13%-16.5pp | 28.41%-11.8pp | 33.13%-16.5pp |
| Employer contribution / active EE | $1,370 | $3,213-57.3% | $2,836-51.7% | $3,213-57.3% |
| Participant deferral / active EE | $2,816 | $5,214-46.0% | $4,244-33.7% | $5,214-46.0% |
| Admin fee / account holder | $78 | $114-32.0% | $5,676-98.6% | $114-32.0% |