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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,363 | $106,557-70.6% | $91,227-65.6% | $134,545-76.7% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -14.57% | 160.81%-175.4pp | 114.14%-128.7pp | 418.37%-432.9pp |
| Employer contribution / active EE | $9,069 | $3,332+172.2% | $2,851+218.1% | $4,742+91.3% |
| Participant deferral / active EE | $6,418 | $4,719+36.0% | $4,234+51.6% | $6,401+0.3% |
| Admin fee / account holder | $443 | $6,235-92.9% | $5,423-91.8% | $11,431-96.1% |