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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,688 | $117,846-22.2% | $102,434-10.5% | $145,884-37.1% |
| Participation rate | 68.4% | 78.6%-10.2pp | 76.5%-8.1pp | 80.3%-11.9pp |
| Annual return | 13.99% | 31.90%-17.9pp | 29.46%-15.5pp | 551.85%-537.9pp |
| Employer contribution / active EE | $4,050 | $3,615+12.0% | $3,023+33.9% | $4,662-13.1% |
| Participant deferral / active EE | $7,954 | $5,733+38.7% | $5,055+57.3% | $6,690+18.9% |
| Admin fee / account holder | $10,673 | $13,356-20.1% | $9,462+12.8% | $13,392-20.3% |