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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,629 | $92,766-1.2% | $82,763+10.7% | $134,545-31.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -17.13% | 946.97%-964.1pp | 702.45%-719.6pp | 418.37%-435.5pp |
| Employer contribution / active EE | $1,529 | $3,273-53.3% | $3,008-49.2% | $4,742-67.8% |
| Participant deferral / active EE | $11,836 | $4,802+146.5% | $4,395+169.3% | $6,401+84.9% |
| Admin fee / account holder | $402 | $5,978-93.3% | $5,325-92.4% | $11,431-96.5% |