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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,741 | $160,070+17.3% | $147,117+27.6% | $145,897+28.7% |
| Participation rate | 94.1% | 84.0%+10.1pp | 82.2%+11.9pp | 80.3%+13.8pp |
| Annual return | 14.76% | 98.69%-83.9pp | 420.54%-405.8pp | 552.29%-537.5pp |
| Employer contribution / active EE | $1,632 | $5,285-69.1% | $4,932-66.9% | $4,663-65.0% |
| Participant deferral / active EE | $8,342 | $8,419-0.9% | $8,065+3.4% | $6,689+24.7% |
| Admin fee / account holder | $11,593 | $15,035-22.9% | $12,993-10.8% | $13,390-13.4% |