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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,187 | $106,524+142.4% | $152,301+69.5% | $87,485+195.1% |
| Participation rate | 97.0% | 75.8%+21.2pp | 82.4%+14.5pp | 68.9%+28.0pp |
| Annual return | 17.02% | 26.89%-9.9pp | 80.50%-63.5pp | 26.06%-9.0pp |
| Employer contribution / active EE | $29,352 | $3,371+770.6% | $4,624+534.7% | $2,596+1030.6% |
| Participant deferral / active EE | $20,894 | $6,525+220.2% | $8,004+161.1% | $4,274+388.9% |
| Admin fee / account holder | $4,415 | $8,287-46.7% | $14,398-69.3% | $7,775-43.2% |