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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,627 | $160,059+44.1% | $140,019+64.7% | $135,380+70.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -5.06% | 911.48%-916.5pp | 651.17%-656.2pp | 519.81%-524.9pp |
| Employer contribution / active EE | $32,246 | $6,420+402.3% | $5,605+475.3% | $4,779+574.8% |
| Participant deferral / active EE | $8,585 | $7,641+12.4% | $6,927+23.9% | $5,609+53.1% |
| Admin fee / account holder | $1,868 | $13,328-86.0% | $10,705-82.6% | $10,828-82.7% |