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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,070 | $65,367-57.1% | $92,915-69.8% | $72,976-61.5% |
| Participation rate | 66.7% | 68.3%-1.6pp | 76.0%-9.3pp | 69.5%-2.8pp |
| Annual return | 22.68% | 42.11%-19.4pp | 109.45%-86.8pp | 81.02%-58.3pp |
| Employer contribution / active EE | $1,621 | $2,594-37.5% | $3,653-55.6% | $2,440-33.6% |
| Participant deferral / active EE | $4,084 | $3,128+30.5% | $4,238-3.6% | $3,608+13.2% |
| Admin fee / account holder | $2,500 | $4,251-41.2% | $5,796-56.9% | $5,124-51.2% |