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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,140 | $83,369-20.7% | $105,223-37.1% | $67,986-2.7% |
| Participation rate | 31.1% | 56.3%-25.2pp | 75.0%-43.9pp | 57.2%-26.1pp |
| Annual return | 17.49% | 24.64%-7.1pp | 180.65%-163.2pp | 31.67%-14.2pp |
| Employer contribution / active EE | $1,080 | $2,541-57.5% | $3,689-70.7% | $2,019-46.5% |
| Participant deferral / active EE | $1,822 | $3,295-44.7% | $5,072-64.1% | $3,358-45.7% |
| Admin fee / account holder | $936 | $4,073-77.0% | $8,859-89.4% | $3,203-70.8% |