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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,100 | $118,488-34.9% | $98,462-21.7% | $139,487-44.7% |
| Participation rate | 87.0% | 77.5%+9.5pp | 75.2%+11.8pp | 80.3%+6.6pp |
| Annual return | 16.28% | 18.96%-2.7pp | 21.17%-4.9pp | 373.84%-357.6pp |
| Employer contribution / active EE | $0 | $3,611-100.0% | $3,049-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $4,643 | $5,393-13.9% | $4,738-2.0% | $6,713-30.8% |
| Admin fee / account holder | $728 | $13,868-94.8% | $8,875-91.8% | $11,407-93.6% |