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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,130 | $96,558-80.2% | $80,977-76.4% | $273,972-93.0% |
| Participation rate | 65.0% | 79.1%-14.1pp | 75.8%-10.8pp | 83.0%-18.0pp |
| Annual return | 11.96% | 15.14%-3.2pp | 17.11%-5.1pp | 41.46%-29.5pp |
| Employer contribution / active EE | $2,619 | $4,869-46.2% | $3,715-29.5% | $4,869-46.2% |
| Participant deferral / active EE | $4,570 | $6,598-30.7% | $5,696-19.8% | $5,287-13.6% |
| Admin fee / account holder | $1,752 | $7,493-76.6% | $5,517-68.2% | $10,133-82.7% |