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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $510,819 | $127,387+301.0% | $115,038+344.0% | $125,389+307.4% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -5.41% | 31.28%-36.7pp | 26.14%-31.6pp | 282.24%-287.7pp |
| Employer contribution / active EE | $19,249 | $5,166+272.6% | $4,608+317.7% | $4,866+295.6% |
| Participant deferral / active EE | $17,400 | $6,423+170.9% | $6,026+188.7% | $5,352+225.1% |
| Admin fee / account holder | $8,984 | $9,516-5.6% | $8,175+9.9% | $9,541-5.8% |