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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $603,223 | $171,867+251.0% | $149,721+302.9% | $147,586+308.7% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 11.36% | 2113.36%-2102.0pp | 1501.67%-1490.3pp | 578.59%-567.2pp |
| Employer contribution / active EE | $0 | $6,275-100.0% | $5,444-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,750 | $7,270-48.4% | $6,568-42.9% | $5,439-31.1% |
| Admin fee / account holder | $3,178 | $13,799-77.0% | $11,282-71.8% | $10,886-70.8% |