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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,632 | $108,285-77.3% | $77,552-68.2% | $158,982-84.5% |
| Participation rate | 42.9% | 64.4%-21.6pp | 54.2%-11.3pp | 82.0%-39.1pp |
| Annual return | 22.36% | 31.69%-9.3pp | 54.82%-32.5pp | 302.99%-280.6pp |
| Employer contribution / active EE | $1,702 | $1,325+28.5% | $987+72.5% | $4,763-64.3% |
| Participant deferral / active EE | $3,218 | $2,455+31.1% | $1,861+72.9% | $5,983-46.2% |
| Admin fee / account holder | $914 | $3,709-75.3% | $2,859-68.0% | $11,252-91.9% |