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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,967 | $56,484-61.1% | $169,452-87.0% | $64,173-65.8% |
| Participation rate | 84.6% | 64.5%+20.1pp | 77.8%+6.8pp | 69.6%+15.0pp |
| Annual return | -10.63% | -1.55%-9.1pp | 1.83%-12.5pp | 7.63%-18.3pp |
| Employer contribution / active EE | $5,899 | $1,832+221.9% | $4,157+41.9% | $2,381+147.8% |
| Participant deferral / active EE | $10,338 | $3,448+199.8% | $5,277+95.9% | $3,470+197.9% |
| Admin fee / account holder | $2,850 | $4,174-31.7% | $9,110-68.7% | $4,887-41.7% |