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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,481 | $47,848-92.7% | $81,473-95.7% | $70,124-95.0% |
| Participation rate | 58.8% | 58.3%+0.5pp | 68.0%-9.1pp | 69.5%-10.7pp |
| Annual return | 0.00% | 27.25%-27.2pp | 38.78%-38.8pp | 73.14%-73.1pp |
| Employer contribution / active EE | $220 | $1,527-85.6% | $2,568-91.4% | $2,342-90.6% |
| Participant deferral / active EE | $1,800 | $2,453-26.6% | $3,537-49.1% | $3,332-46.0% |
| Admin fee / account holder | $2 | $3,145-99.9% | $4,561-99.9% | $4,645-99.9% |