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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,779 | $105,856-12.4% | $90,161+2.9% | $147,586-37.1% |
| Participation rate | 75.0% | 79.7%-4.7pp | 76.9%-1.9pp | 82.8%-7.8pp |
| Annual return | 8.72% | 37.63%-28.9pp | 34.89%-26.2pp | 578.59%-569.9pp |
| Employer contribution / active EE | $2,248 | $4,126-45.5% | $3,318-32.2% | $4,876-53.9% |
| Participant deferral / active EE | $3,891 | $5,733-32.1% | $5,287-26.4% | $5,439-28.5% |
| Admin fee / account holder | $58,150 | $8,046+622.7% | $5,943+878.4% | $10,886+434.2% |