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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,813 | $215,361-50.4% | $171,082-37.6% | $273,970-61.0% |
| Participation rate | 66.7% | 82.0%-15.4pp | 76.7%-10.0pp | 83.0%-16.3pp |
| Annual return | 6.43% | 25.14%-18.7pp | 32.56%-26.1pp | 41.46%-35.0pp |
| Employer contribution / active EE | $2,762 | $4,967-44.4% | $4,002-31.0% | $4,869-43.3% |
| Participant deferral / active EE | $9,223 | $5,543+66.4% | $4,797+92.3% | $5,287+74.4% |
| Admin fee / account holder | $4,288 | $10,846-60.5% | $8,520-49.7% | $10,132-57.7% |