Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,902 | $53,546-77.8% | $69,890-83.0% | $68,490-82.6% |
| Participation rate | 47.1% | 64.5%-17.5pp | 70.5%-23.4pp | 67.9%-20.8pp |
| Annual return | -19.96% | -13.87%-6.1pp | 190.84%-210.8pp | -7.85%-12.1pp |
| Employer contribution / active EE | $497 | $2,019-75.4% | $2,560-80.6% | $2,597-80.9% |
| Participant deferral / active EE | $2,151 | $2,957-27.2% | $3,848-44.1% | $4,028-46.6% |
| Admin fee / account holder | $311 | $4,693-93.4% | $6,267-95.0% | $5,403-94.2% |