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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,649 | $88,815-37.3% | $81,882-32.0% | $145,897-61.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 18.39% | 1033.75%-1015.4pp | 779.47%-761.1pp | 552.29%-533.9pp |
| Employer contribution / active EE | $1,306 | $3,086-57.7% | $2,916-55.2% | $4,663-72.0% |
| Participant deferral / active EE | $4,963 | $4,647+6.8% | $4,323+14.8% | $6,689-25.8% |
| Admin fee / account holder | $10,580 | $8,434+25.4% | $7,360+43.8% | $13,390-21.0% |