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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,445 | $175,259-46.1% | $149,723-36.9% | $139,487-32.3% |
| Participation rate | 64.7% | 83.4%-18.7pp | 78.8%-14.1pp | 80.3%-15.6pp |
| Annual return | 19.29% | 166.82%-147.5pp | 134.50%-115.2pp | 373.84%-354.6pp |
| Employer contribution / active EE | $1,205 | $5,478-78.0% | $4,821-75.0% | $4,755-74.6% |
| Participant deferral / active EE | $3,107 | $6,522-52.4% | $5,682-45.3% | $6,713-53.7% |
| Admin fee / account holder | $4,979 | $16,158-69.2% | $13,215-62.3% | $11,407-56.4% |