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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,294 | $198,457-66.1% | $170,435-60.5% | $147,586-54.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 21.67% | 257.30%-235.6pp | 205.94%-184.3pp | 578.59%-556.9pp |
| Employer contribution / active EE | $25,000 | $6,183+304.3% | $5,432+360.2% | $4,876+412.7% |
| Participant deferral / active EE | $18,300 | $5,629+225.1% | $4,939+270.5% | $5,439+236.5% |
| Admin fee / account holder | $739 | $16,852-95.6% | $13,881-94.7% | $10,886-93.2% |