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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,282 | $148,629-47.3% | $135,982-42.4% | $139,487-43.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.04% | 79.33%-63.3pp | 68.32%-52.3pp | 373.84%-357.8pp |
| Employer contribution / active EE | $9,599 | $5,247+83.0% | $4,859+97.6% | $4,755+101.9% |
| Participant deferral / active EE | $6,196 | $8,102-23.5% | $7,760-20.2% | $6,713-7.7% |
| Admin fee / account holder | $39,070 | $12,406+214.9% | $10,767+262.9% | $11,407+242.5% |