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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,538 | $80,983-24.0% | $96,544-36.3% | $75,177-18.1% |
| Participation rate | 48.3% | 71.8%-23.5pp | 76.0%-27.7pp | 67.2%-18.9pp |
| Annual return | 15.29% | 27.05%-11.8pp | 25.88%-10.6pp | 160.75%-145.5pp |
| Employer contribution / active EE | $1,584 | $2,282-30.6% | $2,966-46.6% | $2,671-40.7% |
| Participant deferral / active EE | $2,713 | $3,929-30.9% | $4,851-44.1% | $4,126-34.2% |
| Admin fee / account holder | $2,053 | $6,717-69.4% | $8,254-75.1% | $5,651-63.7% |