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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,192 | $85,766-75.3% | $136,298-84.5% | $70,126-69.8% |
| Participation rate | 70.0% | 74.2%-4.2pp | 81.9%-11.9pp | 69.5%+0.5pp |
| Annual return | 16.00% | 31.46%-15.5pp | 5156.27%-5140.3pp | 73.15%-57.1pp |
| Employer contribution / active EE | $1,942 | $2,966-34.5% | $4,696-58.6% | $2,343-17.1% |
| Participant deferral / active EE | $3,584 | $5,051-29.1% | $6,247-42.6% | $3,332+7.6% |
| Admin fee / account holder | $3,741 | $5,421-31.0% | $9,244-59.5% | $4,645-19.5% |