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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,399 | $185,312-45.8% | $161,489-37.8% | $154,746-35.1% |
| Participation rate | 91.7% | 82.5%+9.2pp | 78.7%+13.0pp | 80.7%+11.0pp |
| Annual return | 12.56% | 103.84%-91.3pp | 89.72%-77.2pp | 172.34%-159.8pp |
| Employer contribution / active EE | $10,079 | $4,769+111.3% | $4,268+136.1% | $4,379+130.2% |
| Participant deferral / active EE | $5,988 | $6,350-5.7% | $5,630+6.4% | $6,730-11.0% |
| Admin fee / account holder | $966 | $18,654-94.8% | $16,006-94.0% | $14,365-93.3% |