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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,399 | $172,111-41.7% | $150,298-33.2% | $137,256-26.9% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 12.56% | 69.37%-56.8pp | 62.79%-50.2pp | 220.34%-207.8pp |
| Employer contribution / active EE | $10,079 | $4,636+117.4% | $4,154+142.6% | $4,156+142.5% |
| Participant deferral / active EE | $5,988 | $6,166-2.9% | $5,453+9.8% | $6,407-6.5% |
| Admin fee / account holder | $966 | $16,471-94.1% | $14,116-93.2% | $12,270-92.1% |